A. Survival Benefits:
On Survival the following benefits are payable:

For 15 Years Term
20% of the Sum Assured payable at the end of 5 years.
20% of the Sum Assured payable at the end of 10 years.
60% of the Sum Assured payable together with vested bonus, and Final Additional Bonus, if any, at the end of 15 years.

For 20 Years Term
20% of the Sum Assured payable at the end of 5 years.
20% of the Sum Assured payable at the end of 10 years.
20% of the Sum Assured payable at the end of 15 years.
40% of the Sum Assured payable together with vested bonus and Final Additional Bonus, if any at the end of 20 years.

B. Death Benefit:
In case of death of the life assured during the policy term, the full sum assured is payable irrespective of the survival benefits paid earlier. The vested bonuses and Final Additional Bonus, if any are also payable.