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Statutory warning

“Some benefits are guaranteed and some benefits are variable with returns based on the future performance of your life insurance company. If your policy offers guaranteed returns then these will be clearly marked “guaranteed” in the illustration table on this page. If your policy offers variable returns then the illustrations on this page will show two different rates of assumed investment returns. These assumed rates of return are not guaranteed and they are not upper or lower limits of what you might get back as the value of your policy is dependant on a number of factors including future investment performance.”

SINGLE
PRODUCT FEATURES :
Name of the Product: LIC's Market Plus-I
Unique Identification No.512L249V02
Amount of Instalment Premium: 30000
Policy Term :20Years
Age LA: 30
Premium Paying Term: 1
Sum Assured :30000
Mode of Premium Payment : Single
Funds opted for: Growth Fund
Service Tax rate: 10.30%p.a

Statement of Various charges alongwith growth of the fund expected over the duration of the policy with assumed rate of interest as mentioned

Gross Yield:10.00%
Net Yield:8.79%

(All charges are in Rupees)


Policy Year	Single Premium	Premium Allocation Charge	Amount Available for investment ( out of premium )	Mortality Charge	Service tax	Policy Admin Charge	Guarantee Charge	Other Charges	Addition to Fund (if any)	Fund before FMC	FMC	Fund at End	Surrender Value	Death Benefit

1	30000	990	29010	44	205	720	0	0	0	30660	238	30422	0	60422
2	0	0	0	44	255	240	0	0	0	33102	255	32847	0	62847
3	0	0	0	45	275	240	0	0	0	35764	275	35488	35488	65488
4	0	0	0	47	297	240	0	0	0	38664	297	38366	38366	68366
5	0	0	0	49	322	240	0	0	0	41823	322	41501	41501	71501
6	0	0	0	52	348	240	0	0	0	45265	348	44916	44916	74916
7	0	0	0	56	377	240	0	0	0	49013	377	48636	48636	78636
8	0	0	0	60	408	240	0	0	0	53095	408	52687	52687	82687
9	0	0	0	65	442	240	0	0	0	57541	442	57099	57099	87099
10	0	0	0	70	479	240	0	0	0	62383	479	61903	61903	91903
11	0	0	0	77	520	240	0	0	0	67653	520	67133	67133	97133
12	0	0	0	84	564	240	0	0	0	73391	564	72828	72828	102828
13	0	0	0	91	612	240	0	0	0	79641	612	79029	79029	109029
14	0	0	0	98	664	240	0	0	0	86447	664	85784	85784	115784
15	0	0	0	106	721	240	0	0	0	93859	721	93138	93138	123138
16	0	0	0	117	783	240	0	0	0	101928	783	101146	101146	131146
17	0	0	0	129	850	240	0	0	0	110712	850	109862	109862	139862
18	0	0	0	143	923	240	0	0	0	120274	923	119350	119350	149350
19	0	0	0	159	1003	240	0	0	0	130681	1003	129678	129678	159678
20	0	0	0	177	1090	240	0	0	0	142008	1090	140918	140918	170918
Gross Yield: 6% (All charges are in Rupees)
Policy Year	Single Premium	Premium Allocation Charge	Amount Available for investment ( out of premium )	Mortality Charge	Service tax	Policy Admin Charge	Guarantee Charge	Other Charges	Addition to Fund (if any)	Fund before FMC	FMC	Fund at End	Surrender Value	Death Benefit

1	30000	990	29010	44	205	720	0	0	0	29530	233	29297	0	59297
2	0	0	0	44	240	240	0	0	0	30706	240	30466	0	60466
3	0	0	0	45	250	240	0	0	0	31941	250	31690	31690	61690
4	0	0	0	47	260	240	0	0	0	33235	260	32975	32975	62975
5	0	0	0	49	271	240	0	0	0	34593	271	34322	34322	64322
6	0	0	0	52	282	240	0	0	0	36016	282	35735	35735	65735
7	0	0	0	56	293	240	0	0	0	37508	293	37215	37215	67215
8	0	0	0	60	306	240	0	0	0	39071	306	38765	38765	68765
9	0	0	0	65	318	240	0	0	0	40707	318	40388	40388	70388
10	0	0	0	70	332	240	0	0	0	42420	332	42088	42088	72088
11	0	0	0	77	346	240	0	0	0	44212	346	43866	43866	73866
12	0	0	0	84	360	240	0	0	0	46087	360	45726	45726	75726
13	0	0	0	91	376	240	0	0	0	48049	376	47673	47673	77673
14	0	0	0	98	392	240	0	0	0	50103	392	49712	49712	79712
15	0	0	0	106	409	240	0	0	0	52252	409	51844	51844	81844
16	0	0	0	117	426	240	0	0	0	54498	426	54072	54072	84072
17	0	0	0	129	444	240	0	0	0	56843	444	56399	56399	86399
18	0	0	0	143	464	240	0	0	0	59292	464	58828	58828	88828
19	0	0	0	159	484	240	0	0	0	61847	484	61363	61363	91363
20	0	0	0	177	504	240	0	0	0	64511	504	64006	64006	94006

IN THIS POLICY, THE INVESTMENT RISK IS BORN BY THE POLICY HOLDER AND THE ABOVE INTEREST RATES ARE ONLY FOR ILLUSTRATION PURPOSE.

ANNUAL:

PRODUCT FEATURES :
Name of the Product: LIC's Market Plus-I
Unique Identification No.512L249V02
Amount of Instalment Premium: 15000
Policy Term :20Years
Age LA: 30
Premium Paying Term: 20 Years
Sum Assured :300000
Mode of Premium Payment : Yearly
Funds opted for: Growth Fund
Service Tax rate: 10.30%p.a

Statement of Various charges alongwith growth of the fund expected over the duration of the policy with assumed rate of interest as mentioned

Gross Yield:10.00%
Net Yield:8.64%

(All charges are in Rupees)

Policy Year	Annualised Premium	Premium Allocation Charge	Amount Available for investment ( out of premium )	Mortality Charge	Service tax	Policy Admin Charge	Guarantee Charge	Other Charges	Addition to Fund (if any)	Fund before FMC	FMC	Fund at End	Surrender Value	Death Benefit

1	15000	2475	12525	438	384	720	0	0	0	12049	97	11952	0	311952
2	15000	375	14625	438	219	240	0	0	0	28269	219	28050	0	328050
3	15000	375	14625	450	355	240	0	0	0	45942	355	45587	45587	345587
4	15000	375	14625	468	502	240	0	0	0	65190	502	64688	64688	364688
5	15000	375	14625	492	663	240	0	0	0	86150	663	85487	85487	385487
6	15000	375	14625	519	838	240	0	0	0	108974	838	108136	108136	408136
7	15000	375	14625	555	1029	240	0	0	0	133818	1029	132789	132789	432789
8	15000	375	14625	597	1236	240	0	0	0	160858	1236	159622	159622	459622
9	15000	375	14625	645	1462	240	0	0	0	190287	1462	188825	188825	488825
10	15000	375	14625	699	1707	240	0	0	0	222312	1707	220605	220605	520605
11	15000	375	14625	771	1975	240	0	0	0	257148	1975	255174	255174	555174
12	15000	375	14625	843	2265	240	0	0	0	295049	2265	292784	292784	592784
13	15000	375	14625	906	2582	240	0	0	0	336302	2582	333721	333721	633721
14	15000	375	14625	975	2926	240	0	0	0	381203	2926	378277	378277	678277
15	15000	375	14625	1062	3301	240	0	0	0	430062	3301	426761	426761	726761
16	15000	375	14625	1167	3709	240	0	0	0	483213	3709	479505	479505	779505
17	15000	375	14625	1290	4152	240	0	0	0	541026	4152	536874	536874	836874
18	15000	375	14625	1431	4634	240	0	0	0	603900	4634	599266	599266	899266
19	15000	375	14625	1590	5159	240	0	0	0	672272	5159	667113	667113	967113
20	15000	375	14625	1770	5729	240	0	0	0	746614	5729	740885	740885	1040885

Gross Yield: 6%

(All charges are in Rupees)

Policy Year	Annualised Premium	Premium Allocation Charge	Amount Available for investment ( out of premium )	Mortality Charge	Service tax	Policy Admin Charge	Guarantee Charge	Other Charges	Addition to Fund (if any)	Fund before FMC	FMC	Fund at End	Surrender Value	Death Benefit

1	15000	2475	12525	438	384	720	0	0	0	11589	95	11494	0	311494
2	15000	375	14625	438	211	240	0	0	0	26745	211	26534	0	326534
3	15000	375	14625	450	335	240	0	0	0	42657	335	42321	42321	342321
4	15000	375	14625	468	465	240	0	0	0	59355	465	58889	58889	358889
5	15000	375	14625	492	602	240	0	0	0	76872	602	76270	76270	376270
6	15000	375	14625	519	745	240	0	0	0	95248	745	94503	94503	394503
7	15000	375	14625	555	896	240	0	0	0	114515	896	113619	113619	413619
8	15000	375	14625	597	1053	240	0	0	0	134711	1053	133658	133658	433658
9	15000	375	14625	645	1218	240	0	0	0	155877	1218	154659	154659	454659
10	15000	375	14625	699	1391	240	0	0	0	178056	1391	176664	176664	476664
11	15000	375	14625	771	1573	240	0	0	0	201277	1573	199705	199705	499705
12	15000	375	14625	843	1762	240	0	0	0	225595	1762	223833	223833	523833
13	15000	375	14625	906	1961	240	0	0	0	251075	1961	249114	249114	549114
14	15000	375	14625	975	2169	240	0	0	0	277769	2169	275599	275599	575599
15	15000	375	14625	1062	2388	240	0	0	0	305718	2388	303330	303330	603330
16	15000	375	14625	1167	2616	240	0	0	0	334965	2616	332349	332349	632349
17	15000	375	14625	1290	2855	240	0	0	0	365557	2855	362702	362702	662702
18	15000	375	14625	1431	3105	240	0	0	0	397540	3105	394435	394435	694435
19	15000	375	14625	1590	3366	240	0	0	0	430964	3366	427599	427599	727599
20	15000	375	14625	1770	3639	240	0	0	0	465880	3639	462242	462242	762242

IN THIS POLICY, THE INVESTMENT RISK IS BORNE BY THE POLICY HOLDER AND THE ABOVE INTEREST RATES ARE ONLY FOR ILLUSTRATION PURPOSE.


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