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PRODUCT FEATURES :
Name of the Product:LIC's Endowment PlusUnique Identification No. 512L261V01
BOND FUND -           SFIN NO.ULIF001200910LICEND+BND512
SECURED FUND-      SFIN NO.ULIF002200910LICEND+SEC512
BALANCED FUND -   SFIN NO.ULIF003200910LICEND+BAL512
GROWTH FUND -      SFIN NO.ULIF004200910LICEND+GRW512
Age:20Service Tax Rate:10.30%
Sum Assured:420000Policy Term :20
Premium Paying Term:20Mode of Premium Payment :Yearly
Amount of Instalment Premium:20000Funds opted for:Growth Fund
Combination:BASIC PLAN WITH LIFE COVER
FMC Rate :0.80%p.a.

Statement of Various charges alongwith growth of the fund expected over the duration of the policy with assumed rate of interst as mentioned(All charges are in Rupees)


Assuming Gross Interest of 6% p.a. Assuming Gross Interest of 10% p.a.
Policy
Year		 Annualised
Premium		 Premium
Allocn Charge		 Amount Available
for investment
( out of premium )		 Policy Admin
Charge		 FMC Other
Charges		 Total Charges Addition to
Fund (if any)		 Fund at the end Surrender Value Death Benefit FMC Other
Charges		 Total Charges Addition to
Fund (if any)		 Fund at the end Surrender Value Death Benefit Commission/
Brokerage,
if payable
1 20000 1500 18500 360 148 581 2589 1076 18487 0 420000 151 581 2592 1793 19201 0 420000 1300
2 20000 1000 19000 371 303 599 2272 2210 38425 0 420000 315 599 2285 3755 40671 0 420000 500
3 20000 1000 19000 382 466 614 2462 3401 59364 0 420000 495 614 2491 5893 64073 0 420000 500
4 20000 1000 19000 393 638 623 2655 4652 81361 0 420000 690 623 2707 8223 89590 0 420000 500
5 20000 1000 19000 405 818 632 2855 5967 104473 104473 420000 904 631 2940 10765 117415 117415 420000 500
6 20000 600 19400 417 1011 638 2666 7372 129179 129179 420000 1140 636 2793 13576 148198 148198 420000 500
7 20000 600 19400 430 1213 636 2880 8849 155148 155148 420000 1397 633 3060 16643 181781 181781 420000 500
8 20000 600 19400 443 1426 637 3106 10401 182443 182443 420000 1678 631 3352 19989 218417 218417 420000 500
9 20000 600 19400 456 1650 633 3339 12032 211136 211136 420000 1985 625 3666 23639 258390 258390 420000 500
10 20000 600 19400 470 1885 627 3582 13748 241302 241302 420000 2319 616 4005 27621 302006 302006 420000 500
11 20000 600 19400 484 2132 620 3836 15551 273016 273016 420000 2684 606 4374 31967 349599 349599 420000 500
12 20000 600 19400 498 2392 613 4103 17447 306359 306359 420000 3082 596 4776 36709 401532 401532 420000 500
13 20000 600 19400 513 2666 609 4388 19440 341411 341411 420000 3517 612 5242 41883 458172 458172 458172 500
14 20000 600 19400 529 2953 603 4685 21535 378261 378261 420000 3990 692 5810 47521 519883 519883 519883 500
15 20000 600 19400 545 3255 592 4992 23738 417008 417008 420000 4506 781 6432 53665 587116 587116 587116 500
16 20000 600 19400 561 3573 620 5353 26053 457708 457708 457708 5068 879 7107 60358 660367 660367 660367 500
17 20000 600 19400 578 3906 677 5761 28484 500431 500431 500431 5680 985 7843 67650 740175 740175 740175 500
18 20000 600 19400 595 4256 738 6189 31036 545279 545279 545279 6347 1100 8643 75595 827128 827128 827128 500
19 20000 600 19400 613 4623 802 6638 33715 592356 592356 592356 7074 1226 9513 84252 921866 921866 921866 500
20 20000 600 19400 631 5009 868 7108 36526 641774 641774 641774 7866 1364 10461 93684 1025089 1025089 1025089 500
Net Yield: 4.61%Net Yield: 8.59%

IN THIS POLICY, THE INVESTMENT RISK IS BORNE BY THE POLICY HOLDER AND THE ABOVE INTEREST RATES ARE ONLY FOR ILLUSTRATION PURPOSE.
Note:
1. 'Addition to Fund' shown above is interest income on the fund.
2. Rider Charges are not taken into account in this illustration
3. Service Tax charge is as per existing laws and rate.    ( Service Tax on FMC is based on the existing tax laws considering FMC rate as 1.35% p.a., the maximum prescribed by IRDA)
4. Other charges include Mortality charge and Service Tax charge
5. The commission/brokerage, if payable to any agent/broker is under col. 20. This amount is included in total charges mentioned in col. (8) or col. (15)

I  ---------------------------------------------------------------------------------------------------------------------------- (Name) , have understood the above statement before purchase of the contract after receipt of all information stated above from the insurer.

Note: The above benefit illustration is subject to payment of stipulated premiums on due datesMarketing officials' SignatureCompany Seal:Place:Date:
 
PRODUCT FEATURES :
Name of the Product:LIC's Endowment Plus
Unique Identification No.Age:20
Service Tax Rate:10.30%
Sum Assured:125000Policy Term :20
Premium Paying Term:1Mode of Premium Payment :
SingleAmount of Instalment Premium:100000Funds opted for:Growth Fund
Combination:BASIC PLAN WITH LIFE COVER 
FMC Rate :0.80%p.a.

Statement of Various charges alongwith growth of the fund expected over the duration of the policy with assumed rate of interst as mentioned(All charges are in Rupees)

Assuming Gross Interest of 6% p.a. Assuming Gross Interest of 10% p.a.
Policy
Year		 Annualised
Premium		 Premium
Allocn Charge		 Amount Available
for investment
( out of premium )		 Policy Admin
Charge		 FMC Other
Charges		 Total Charges Addition to
Fund (if any)		 Fund at the end Surrender Value Death Benefit FMC Other
Charges		 Total Charges Addition to
Fund (if any)		 Fund at the end Surrender Value Death Benefit Commission/
Brokerage,
if payable
                                     
1 100000 3300 96700 360 790 184 4635 5764 101129 0 125000 807 185 4651 9606 104954 0 125000 2000
2 0 0 0 371 827 174 1372 6029 105786 0 125000 876 175 1421 10429 113962 0 125000 0
3 0 0 0 382 865 175 1422 6307 110670 0 125000 951 175 1507 11326 123780 0 125000 0
4 0 0 0 393 905 175 1473 6598 115796 0 125000 1033 179 1606 12303 134478 0 134478 0
5 0 0 0 405 947 175 1527 6904 121173 121173 125000 1122 195 1722 13368 146123 146123 146123 0
6 0 0 0 417 991 174 1582 7225 126817 126817 126817 1220 211 1848 14527 158801 158801 158801 0
7 0 0 0 430 1037 180 1647 7562 132732 132732 132732 1326 230 1985 15788 172604 172604 172604 0
8 0 0 0 443 1085 188 1716 7915 138931 138931 138931 1441 250 2134 17162 187633 187633 187633 0
9 0 0 0 456 1136 197 1789 8285 145427 145427 145427 1567 272 2294 18657 203996 203996 203996 0
10 0 0 0 470 1189 206 1865 8673 152235 152235 152235 1703 295 2468 20286 221813 221813 221813 0
11 0 0 0 484 1245 216 1945 9079 159370 159370 159370 1852 321 2657 22059 241215 241215 241215 0
12 0 0 0 498 1303 226 2028 9505 166847 166847 166847 2014 349 2862 23990 262344 262344 262344 0
13 0 0 0 513 1365 237 2114 9951 174683 174683 174683 2191 380 3084 26093 285353 285353 285353 0
14 0 0 0 529 1429 248 2205 10419 182897 182897 182897 2383 413 3325 28383 310411 310411 310411 0
15 0 0 0 545 1496 259 2300 10909 191506 191506 191506 2593 449 3587 30877 337701 337701 337701 0
16 0 0 0 561 1566 272 2399 11423 200530 200530 200530 2821 489 3870 33593 367424 367424 367424 0
17 0 0 0 578 1640 284 2502 11961 209989 209989 209989 3069 532 4179 36552 399797 399797 399797 0
18 0 0 0 595 1718 298 2610 12526 219905 219905 219905 3340 579 4514 39774 435058 435058 435058 0
19 0 0 0 613 1799 312 2724 13118 230299 230299 230299 3634 630 4877 43284 473465 473465 473465 0
20 0 0 0 631 1884 327 2842 13738 241195 241195 241195 3955 686 5272 47107 515299 515299 515299 0
Net Yield:4.66% Net Yield: 8.70%

IN THIS POLICY, THE INVESTMENT RISK IS BORNE BY THE POLICY HOLDER AND THE ABOVE INTEREST RATES ARE ONLY FOR ILLUSTRATION PURPOSE.
Note:
1. 'Addition to Fund' shown above is interest income on the fund.
2. Rider Charges are not taken into account in this illustration
3. Service Tax charge is as per existing laws and rate.    ( Service Tax on FMC is based on the existing tax laws considering FMC rate as 1.35% p.a., the maximum prescribed by IRDA)
4. Other charges include Mortality charge and Service Tax charge
5. The commission/brokerage, if payable to any agent/broker is under col. 20. This amount is included in total charges mentioned in col. (8) or col. (15)

I  ---------------------------------------------------------------------------------------------------------------------------- (Name) , have understood the above statement before purchase of the contract after receipt of all information stated above from the insurer.

Note: The above benefit illustration is subject to payment of stipulated premiums on due dates
Marketing officials' Signature
Company Seal:
Place:
Date:
Policyholder's Signature:

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Registration number : 512
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